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Category Archives: Finances

Most Valuable Lesson from the Women in Red

I’ve learned a lot on the money message boards, both when they were at MSN and now at ProBoards. I haven’t used everything I’ve learned, but that doesn’t make the information less valuable. It gives me more options and options are good.

But the most valuable thing I’ve learned from Women in Red or Your Money? That you’re not alone, that a support group, even a virtual one, can be indispensible when it comes to reaching your goals.

I can be fairly certain that we wouldn’t be at the place we’re at without the support I’ve received from these boards.

 
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Posted by on August 26, 2011 in Budgeting, Debt Reduction, Finances

 

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What do you want to be, when you grow up?

Before this thread devolved, there were some great stories about how people chose their careers.

Turns out, some people know what they want to do from a very young age. Some of them did that, and some still ended up in positions very different from what they envisioned and loved it.

Some went with what was practical and made money. Some fell in to careers and some just work jobs, wishing they were doing something else.

But the point is, you do not have to decide what you’re going to “be” at 18. Life takes us different places. Be open.

 
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Posted by on August 19, 2011 in Finances, Work

 

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Timeshares

We have a timeshare. Buying the timeshare was not one of the smartest things we’ve ever done, but I don’t regret it. It made our week long trip to England financially feasible. We’ve had some great weekends in the Vancouver and Victoria, BC areas because of it. Honestly, no regrets, even when I pay the dues.

But sometimes we need to remember how to say No. Timeshares give away free trips if you just attend a presentation because its not that hard to get people to say Yes. Remember, when you need to say No, say it, and no regrets.

 
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Posted by on August 12, 2011 in Finances

 

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I Almost had a New Phone

A little over a week ago, I dropped my phone in a puddle. Water damage is irreparable. New pone for me. Because I’m not even a year in to my contract, I wasn’t about to pay full price for a new phone. I bought a used on off of eBay- replacement phone for under $30 instead of $300.

Except, Sprint won’t allow me to have a BlackBerry without having a BlackBerry data plan- at $30/month. I didn’t pay that much for the phone, so… No.

So back on eBay. Another $20 for a non-smart phone.

Anyone want a used BlackBerry?

 
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Posted by on July 31, 2011 in Budgeting, Finances, Technology

 

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Weddings & Money

It is wedding season. Not just in real life, but over at Your Money as well, where a number of posters are engaged, getting married this year, or just going to weddings.

Active threads this week have included What is considered expensive for a wedding venue? (self explanatory), Wedding Debt? (a discussion about whether people would go in to debt for their wedding), Wedding UGHH (talk about how much to spend on wedding gifts), Our Wedding Gifts Breakdown (again, fairly self explanatory), and a Spin off of wedding gifts thread (about useless gifts, whether received at the wedding or otherwise).

 
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Posted by on July 29, 2011 in Budgeting, Finances

 

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Become Debt Free with the Women in Red

I’ve mentioned the Women in Red message board here before, but I’m going to plug it again, as we’re trying to grow our membership. We used to have members directed to us via MSN and MP Dunleavy, but since we’ve had to move to a new site we don’t get a lot of new traffic.

Do you want to be debt free? Do you need motivation, maybe some help figuring out your personal strategy to achieve that goal? Head on over to the Women in Red (you don’t even have to be a woman) and put yourself on the path.

 
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Posted by on July 22, 2011 in Budgeting, Debt Reduction, Finances

 

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No More Cable

We’re considering giving up cable television. I should rephrase- we’ve decided to give up cable television (once I get through the shows saved on our DVR) and not replacing it with anything, except, perhaps, Hulu Plus.

Between Hulu’s paid service, Netflix streaming, and the cable websites themselves, we think we might not miss out on anything. Well, with one exception- I have yet to find full episodes of the current Mythbusters season online. And that’s honestly a pretty big deal for us.

But our Comcast bill is $150/month. That could drop to $20-30 with just internet. Wouldn’t that be nice.

 
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Posted by on July 19, 2011 in Budgeting, Finances, Television

 

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How do you decide?

Is it worth it?

For many people, money, which seems so concrete in its value, does not really hold value in and of itself. That can get them in financial trouble if they don’t have another way to value goods and services.

This thread talks about the system on person used after filing bankruptcy to determine whether something was worth it or not. In his case, he used his time- is this worth working X number of hours?

Other people use favorite goods- is this worth 5 cases of beer?

Whatever system you use, it’s a way of assigning value.

 
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Posted by on July 15, 2011 in Finances

 

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Hiding your success?

Even on a money message board where we are all there to talk about money, it seems that a lot of people are afraid of actually talking about money.

I got a promotion a year ago. It came with a significant raise.

If I were going on a cruise, it would never occur to hide the information in case friends and family looked up my trip to see how much I spent. If they wanted to know, they could ask me.

I do not think money should be a taboo subject, and I’d actually like to work toward changing that.

 
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Posted by on July 8, 2011 in Finances

 

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Is the Recession Over?

One of my husband’s favorite sayings is “we’re all going to be eating rats”. He uses it whenever we go out to a shopping center or restaurant and there aren’t many people there.

Things do appear to be picking up. Is the economy that much better? Are people just tired of not spending? Is it that there are now fewer places to shop/ eat, so there’s a higher concentration of people in the places that are open?

I still don’t think people are back to spending “like the good old days” as this thread asks, but consumer behavior is changing.

 
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Posted by on July 1, 2011 in Finances

 

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