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Monthly vs Yearly Budgeting

18 Feb

I get paid every two weeks, so my monthly budget is based on two paychecks. That means that twice a year, I get an “extra” paycheck. Are they really extra? Of course not, they’re just not accounted for in my monthly budget.

I also have a yearly budget, and those two “extra” checks, they are definitely accounted for in it. They go toward helping us meet debt payoff and savings goals.

Sure, I could account for them in the monthly budget, but the way its set up works, and when it comes to the budget, working is what I need.

 
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Posted by on February 18, 2011 in Budgeting, Finances

 

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