I have been a member of the Controlled / No Spend board since last February. This board does for my budgeting what my critique group does for my writing. They take what I have, point out the good, and show me how to make it better. They offer the moral support to say no, I do not need a trip to the vending machine or company cafeteria today.
The ladies there take a holistic approach to finances and understand that the complicated bits of our lives can have the biggest influence on how, when, and where we spend our money.